What Does It Mean To Lease A Horse?

The arrangement, essentially a formal rental agreement between an owner and a rider for a horse’s use, has shown signs of gaining ground in these economically challenging times. At its most basic, leasing a horse is a way for an owner to reduce the cost of her horse’s care without selling him or taking him out of work.

  • Leasing a horse means that you are paying a fee for additional riding time on the horse of your choice. Many horse owners lease their horses out to help with the expense of ownership. Sometimes they don’t have enough time to ride and they want to keep their horse exercised regularly.

What happens when you lease a horse?

When you full lease a horse you pay an agreed upon fee for exclusive access to the horse. This means you are the only one riding the horse. It won’t be used for lessons, the owner will not ride it, and you’ll be responsible for making sure the horse gets the attention & exercise it deserves.

Is leasing a horse a good idea?

Leasing a horse is nearly always less expensive than buying one. Leasing often allows riders of all levels to get a better quality horse than they might buy. Horse owners don’t usually sell their best or most promising horses, but do lease them out when they don’t have time for them or need some extra income.

How much does it usually cost to lease a horse?

For a full lease, the lease fee is most often about 25% – 30% of the horse’s entire perceived value paid annually. So, for a horse worth $10,000, you can expect a lease fee of around $2500 yearly.

What is leasing a horse like?

What Does Leasing a Horse Mean? When you are leasing a horse, you are paying a set fee for the ability and privilege of additional riding time on that particular horse. In many ways, leasing a horse is similar to owning a horse, albeit with fewer financial responsibilities.

How long should you ride before leasing a horse?

I recommend leasing for at least 6 months to a year before deciding to purchase. With part of that being as a full lease. With a full lease you are responsible for that horse’s welfare without going all in.

Can you compete with a leased horse?

“But leasing gives them the chance to ride and show competitively during the time they do have.” That’s why Olana often leases horses to Juniors and college students for the summer. According to Chelise, leasing a horse for competition also works well for a Junior rider in her final year.

What is a horse free lease?

A free lease means that the horse is leased to someone without any payment to the owner. When you have a free lease you retain ownership and control of your horse but your horse, in best-case scenarios, is still cared for and loved. Everyone wins. The owner has good care for the horse they love.

What does it mean to half lease a horse?

A half lease typically entails three rides per week and the base cost is half of the horse’s expenses. This averages the estimated lease fee to $350 per month. Ride times, jumping outside of lessons, and lessee’s fiscal responsibility are regulated directly by the owner and an agreed upon contract.

Do they lease Teslas?

Tesla leasing offers affordable terms and convenient, monthly payment options to qualifying customers. Learn more about the leasing application process, making monthly payments and available lease-end options.

How do you convince your parents to let you lease a horse?

You can suggest ideas, some that I’ve mentioned, like “Mom, what if I earned extra money to help pay for the horse?” “Dad would it help if I could work at the barn doing chores in exchange for riding lessons?” Ask them to tell you what they want from you in return for getting to your goals, and do your best to comply

How does leasing a racehorse work?

A racing lease is a contractual agreement between a lessor(s) and the lessee(s), whereby the lessee pays the lessor a rental fee for the use of a racehorse. For simplicity within this ‘Lease of a Racehorse’ form, the lessor will be referred to as the owner.

The Benefits of Leasing a Horse

Leasing a horse is a sensible approach to make the most of available resources for those of us who are concerned about saving money. In these difficult economic times, the arrangement, which is simply a legal leasing agreement between a horse owner and a rider for the use of a horse, has showed signs of rising popularity among horse owners and riders. To put it simply, leasing a horse is a solution for a horse owner to lower the expense of her animal’s maintenance without selling him or removing him from the working environment.

what you are looking for: a relaxed outing every couple of weeks or the opportunity to compete against an established athlete for a season?

For horse owners, leasing their horses may assist to pay the costs of board and care while also providing piece of mind that their horses will continue to have a fulfilling existence.


  • In the best of circumstances, the advantages of leasing a horse go much beyond the simple financial gain of saving money.
  • “It has helped me establish a reputation as a breeder of excellent horses,” she adds.
  • Chris Phaneuf, the owner of Indian Meadow Farm in West Newbury, Massachusetts, was relieved to know that he was in good hands.
  • She, on the other hand, was not ready to give up her Thoroughbred hunter, Shady, or split ways with him.
  • Consequently, when the option to lease a more experienced horse presented itself, she deliberated for a long time about what to do with him.
  • He’s going to be mine for the rest of his life, I’ve decided.” She notes that leasing him not only helps to offset the costs of the more experienced hunter, but it also enables her to learn more about him “is confident in his ability to provide excellent care at all times.
  • A rider can, for example, lease a motorcycle.
  • Leasing a horse is a sensible method to make the most of available resources for those of us who are concerned about saving money on our transportation expenses. In these difficult economic times, the arrangement, which is simply a legal leasing agreement between a horse owner and a rider for the use of a horse, has showed indications of gaining support. Fundamentally speaking, leasing a horse allows an owner to lower the expense of her horse’s maintenance without having to sell him or put him out of service. For riders, it’s a method of becoming more involved in the equestrian community? what you are looking for: a relaxed outing every couple of weeks or the chance to compete against an established athlete for a season This is frequently done without incurring any financial liability. Leasing your horse can help you save money on board and care while also providing you with the assurance that he will continue to live a productive life. The opportunity for riders to be part in their passion without incurring the whole financial burden is a significant benefit. |? Stacey Nedrow-Wigmore is a writer and editor based in the United Kingdom. Purchasing a horse on lease has several advantages that go far beyond simply saving money on the purchase price. Chelise Storace, owner of Cressbrook Stables, which is situated out of Kensington Equestrian Center in Kensington, New Hampshire, found that leasing horses was a successful approach to demonstrate her talents as a trainer and instructor to prospective clients and customers. The fact that she has “excellent horses” has helped her to establish a name for herself. From the standpoint of the horse’s owner, leasing a horse provides confidence that a serviceable horse will continue to live a productive life while in the care of another rider. Chris Phaneuf, the owner of Indian Meadow Farm in West Newbury, Massachusetts, was relieved to hear that his farm was in good hands. She was a hunter/jumper rider who realized she had reached a stage in her career when a more advanced show horse would be beneficial to her ability to develop her riding. Her Thoroughbred hunter, Shady, was a part of her life and she wasn’t ready to give him up. In Chris’s eyes, he had always been a friend rather than a business partner. Consequently, when the option to lease a more experienced horse presented itself, she deliberated long and hard about what to do with him. Shady is really important to Chris, he adds. He’ll be mine for the rest of his life, I’m sure of it.” She notes that leasing him not only helps to offset the costs of the more experienced hunter, but it also allows her to spend more time with her family and other obligations “is confident in my ability to provide continuous care for him The true advantage is that I won’t be selling an older horse into an uncertain market with an unknown future, which is a significant advantage.” Accessibility at a Reasonable Cost There are a variety of reasons why riders choose to lease a horse, and cost savings may be the most important factor in their decision. A rider can, for instance, lease a vehicle.

In order to find a match Whether you’re a horse owner with a horse available for sale or a rider searching for a horse to lease, the most natural first step in finding a compatible companion is to get the word out about your availability. It’s possible that simply conversing with friends at your barn or writing a notice on the bulletin board may enough. A classified ad, whether in print or online, will assist you in reaching a larger audience. Take stock of what you have to offer as well as your objectives at the commencement of your quest.

  1. what they will be doing, or what their activity will be.
  2. ability?the amount of competence that each individual has obtained and the likelihood that they will advance together.
  3. their physical height in relation to one another.
  4. Do you have a good temperament?
  5. Gail takes into account a horse’s dependability as well.
  6. As a result, Olana suggests that a rider lease a horse that she is already familiar with.
  7. According to Olana, selecting a well-known organization boosts the probability of finding an acceptable match.

“You’re keeping an eye on your horse or pony and you’re aware of what’s going on,” Olana continues.

There are two primary types of leases: commercial and residential.

In the majority of situations, she also pays a portion of his board of directors?

in addition to the expense of normal farriery and veterinarian treatment.

A complete lease does not often stipulate when or how much a horse may be ridden, nor does it place any restrictions on how much time a horse may be ridden.

The term “partial lease” refers to a situation in which a lessee agrees to cover a portion of a horse’s expenditures, often half of his board at the barn where he is housed.

This agreement, which is also known as a half lease or a share lease, often necessitates regular communication between the owner and the rider in order to prevent problems, particularly when it comes to organizing riding and training hours as well as participation in contests and clinics.

Although a lease agreement can be verbal, most owners and riders prefer to have the information in writing to reduce the likelihood of misunderstandings and misunderstanding later on.

Others use one of the many lease forms that are available in numerous reference books and on the Internet to create their own.

According to Chelise, “my current lease agreement was created by an attorney.” “Initially, I relied on one that I had put up, but it appeared as though something would constantly come up that it didn’t address.

I’ve tacked on a few additional lines here and there as needed.

This is something that a lawyer would not know, and after having horses returned to me in July that had not been vaccinated, I decided to include it.” The amount to which a lease agreement’s specifics are covered can vary depending on the circumstances of a scenario; nonetheless, the issues that are often addressed include

  • Names, addresses, and telephone numbers of the horse owner (the lessor) and rider (the lessee)
  • Description of the horse (including age, breed, gender and height
  • Distinctive markings
  • Registration number
  • And other information)
  • What is the term? what are the beginning and ending dates? stipulations of use (number of days per week, purpose/activity, under the guidance of a specific trainer/instructor, etc.)
  • Limitations of use
  • Instructions for care (stabling, turnout, feed, water, supplements, routine veterinary and farriery care, emergency assistance)
  • And who bears the cost of care (stabling, turnout, feed, water and supplements, routine veterinary and farriery care, emergency assistance).

The majority of the time, leasing costs are negotiable. An annual full lease for a horse is typically priced between 25 and 30% of the horse’s market worth, depending on the circumstances. In other words, around $2,500 for a horse with a market value of $10,000. Despite the fact that it is still a significant financial commitment for a budget-conscious rider, it is a realistic approach to gain access to a great horse. And it just seems to make excellent sense, no matter how bad the economy is doing right now.

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This article was first published in the February 2012 edition of Practical Horseman Magazine.

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It is common for my clients to inquire about what it means to lease a horse and why they would choose to lease a horse rather than purchase one. I hope I have been able to assist you in understanding what it implies and whether it would be a good choice for you. What exactly is Horse Leasing? When you lease a horse, you are essentially paying a fee in exchange for increased riding time on the horse of your choice. Many horse owners choose to lease their horses in order to reduce the financial burden of owning a horse.

  • Depending on the rider, this can be a fantastic alternative, even better than purchasing a bike outright.
  • Arrangements have been made Each horse owner will make their own leasing arrangements with the stables.
  • Some horse owners lease their horses to riders for a certain amount, and the rider is only permitted to ride the horse on a specific number of days per week during that period.
  • Riders in these types of scenarios, such as mine, will pay a predetermined cost for the lease and then have access to the vehicle on specific days of the week.
  • You are essentially purchasing extended riding time on the horse for a charge, and there is no additional cost associated with this option.
  • In a complete lease arrangement, the horse is leased out and will only be ridden by the person who has signed the lease.
  • In other situations, the cost of the complete lease might consist just of the cost of the horse’s board, with no further expenses.

Each horse owner will have his or her own set of goals and objectives.

Is the horse going to stay or go?

Others would prefer that the horse remain in its current location.

When it comes to transferring horses, this is a good moment to point out that you should check with your landlord to see if you may take the horse out of the stables for shows and other events while your lease is still in effect.

It is important to ensure that all of the specifics are worked out and documented so that all parties are aware of what is going to take place and what their respective duties are.

Partial lease scenarios are common, with some people leasing a horse for a month at a time and making monthly payments to the animal’s landlord.

The specifics of this are dependent on the two parties in question.

All of these details, as well as the terms of the payment arrangements, should be explicitly stated in the written lease contract.

Either from a medical standpoint or in terms of mortality.

Who Is Responsible for What?

If so, are you able to utilize the veterinarian and farrier of your choosing?

Again, including all of this information in a formal contract may seem overkill, but it is usually preferable to have everything established in advance of the event.

Wouldn’t it , unfortunate if you were to lose a buddy because of an inconsequential item in a horse lease agreement?

People frequently inquire as to why they should lease a horse rather than purchase one.

Leasing provides you with the option to ride the horse you require right away.

If you get a starter horse and later outgrow its talents, you will have to choose whether or not you can afford to purchase a new horse.

Which is a difficult decision to make because we all develop strong attachments to our horses.

Rather of being forced to test out different horses at unfamiliar barns, which may undermine their confidence, they can just ride.

Because you are spending money that you could be saving to purchase a horse in the future, leasing may not be a good financial decision for you in the long run.

Riders who only ride one horse all of the time miss out on the learning opportunities that come with riding a variety of different horses.

Horses that are appropriate for their aptitude level, without a doubt.

However, this is not the case for everyone.

Depending on the lease agreement, you may be restricted in terms of when you may ride and whether or not you are permitted to take the horse off the property, which for some riders would be a deal breaker.

Additionally, the advantages of horse ownership without the burden of having to make important decisions on the health and well-being of the horse.

This is especially true if you are doing a partial lease, as you will most likely not be paying for the horse’s veterinary and farrier fees.

Saddle cushions and polo wraps in complementary colors, halters, and other amusing accessories are available.

In a nutshell, I would recommend that any rider who is considering purchasing a horse first lease one for a period of time.

Not to mention the time spent with a horse without the direct supervision of a trainer or instructor on a consistent basis, which is especially important for young riders.

Some people prefer to lease rather than purchase because they can obtain essentially the same experience without making a significant financial commitment.

For some, leasing is preferable, while for others, purchasing is preferable.

They are aware of your degree of competence as well as the horses in the stable who may be available.

Keep in mind that leasing does not have to be a long-term commitment.

Some people find that it is the most beneficial choice for them in the long run. Think about your options and consult with your instructor. Within a short period of time, you will have a “horse of your own.”

The Basics of Leasing a Horse: What You Need to Know!

When most people think of owning a horse, they naturally think about getting one from a breeder. However, there are some significant disadvantages to purchasing a horse, and it is not the only alternative. You might also consider leasing your horse as an alternative. There are some significant advantages to leasing your horse, including fewer obligations. For someone who hasn’t had any experience leasing or purchasing a horse, the job might be overwhelming due to the large number of unknown variables.

Pros and Cons of Leasing a Horse

Leasing a horse isn’t always the greatest option for everyone, but it might be the best solution in some circumstances. Let’s take a look at the advantages and disadvantages of leasing a horse. Pros

  • When you lease a horse, your financial obligations are decreased. If it dies, you will not suffer the same consequences as if you had owned the horse. Your duties may be lowered in accordance with the kind of lease you have
  • It is far easier to terminate a horse lease than it is to sell a horse. It is frequently less expensive to lease a horse than it is to purchase one. The horse is generally already boarding at an appropriate facility when you arrive.
  • You do not have ownership of the horse. You are not permitted to do anything you want with the animal. It’s possible that you’ll only get access to the horse on particular days. You’ll need to locate a safe spot to store it.

Types of Leases

When it comes to leasing a horse, there are two primary alternatives to consider. The first is to purchase the horse outright. When contrasted to the other, each has its own set of advantages and disadvantages.

Full Lease

During the course of a full lease, you’ll be responsible for the horse’s complete care and boarding. In most cases, you’ll get complete access to the horse at all times for riding and performances. On the other hand, you’ll be responsible for all veterinarian appointments, horseshoeing, and the rest of the horse’s care, as well as the whole cost of boarding the horse.

Shared Lease

With a shared lease, you will have less obligations, cheaper costs, and less access to the horse than if you were on your own. In most cases, you’ll only be able to visit the site on specific days. Two individuals often have a shared lease, which implies that they each pay half of the horse’s boarding and care costs and that they each have access to the horse for half of the time. It is very important to pay attention to the details of a shared lease before signing it so that you know who pays what, how much is being paid at what time of day, when and who will have access on what days, and how special events will be handled, among other things.

The Costs of Leasing a Horse

For many people, leasing a horse rather than purchasing one is the most cost-effective option since it allows them to possibly save a significant amount of money. Even so, there are a number of expenses connected with leasing a horse that you should be aware of if you’re thinking about taking this path.

Veterinarian Checkups

You’ll want to get the horse checked out by a veterinarian before you even consider signing a lease so that you can be confident that the horse is in good health. This can also assist to guarantee that you are not held liable for any health issues that existed prior to the date of signing the lease agreement. Once you sign, you will be responsible for the majority, if not the entire, of the horse’s care, including all future veterinary appointments. Image courtesy of wavebreakmedia and Shutterstock.com

Boarding Fees

The expense of boarding a horse accounts for a significant amount of the total cost of leasing a horse.

On a full lease, you’ll be responsible for anywhere from 50 percent to 100 percent of your horse’s boarding expenses. In the case of a shared lease, you’ll typically be responsible for half of the boarding payments.

The Lease Fee

The cost of leasing a horse varies substantially depending on the animal in question. In most cases, there is no leasing charge associated with shared leases, and if there is, it is often far lower than the fee associated with a full lease. For a complete lease, the leasing charge is typically between 25 percent and 30 percent of the horse’s total perceived worth, with the price being paid annually. So, for a horse worth $10,000, you may anticipate to pay an annual leasing charge of around $2500.


If something were to happen to the horse while it was in your care, you would most likely be held accountable for it. Fortunately, you may insure your horse against theft and death with some theft and mortality insurance. If anything unpleasant happens, you will incur an additional expense, which might save you a great deal of money in the long run.

Finding a Horse to Lease

Finding a horse that is suitable for leasing is one of the most difficult aspects of the process. Fortunately, there are a number of realistic options for finding a horse to lease. Horses for lease may still be found in classified advertising, which is a useful resource. While you may not be successful in finding horses for lease in a newspaper these days, Craigslist and other online classified sites frequently contain advertisements for horses for lease. If you are unsuccessful in your search through the ads, consider checking with your local tack store.

It’s possible that someone at the business will know about a horse that is available for lease if you’re lucky enough.

There are many horse owners who would be glad to share their horses with you in order to assist you lower the costs of owning and caring for a horse.

Your Responsibilities as a Horse Lessee

Finding a horse that is suitable for lease is one of the most difficult aspects of horse leasing. Fortunately, there are a number of realistic options for finding a horse to rent. Horses for lease can still be found through classified advertisements. As opposed to finding horses for lease in a newspaper these days, Craigslist and other online classified sites frequently offer advertisements for horses for lease to go over. You may try your luck at your local tack store if you don’t have any success in the ads.

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It’s possible that someone at the business knows about a horse that’s available for lease if you’re lucky enough.

It’s possible that many horse owners would be happy to split their lease with you in order to assist lower the costs of owning and caring for a horse. Photograph courtesy of travelview and Shutterstock.


Although leasing a horse rather than owning one is not for everyone, there are various advantages to doing so. The responsibility for the care and boarding of a horse will still fall on your shoulders. The cost of leasing is higher than that of purchasing a horse, but there is far less risk involved, and in many cases, leasing is more cost-effective than purchasing a horse. See: How to Halter Break a Horse for more information. Image courtesy of Alexas Fotos and Pixabay.

Understanding Leasing Contracts

Authored by Karen L. Weslowski, LL.B., a Litigation Attorney. Horse leasing is a fantastic alternative to horse ownership for those who do not have the time or resources to purchase their own horse outright. Leasing a horse might allow you to experience the benefits of owning one without the associated responsibilities or costs. Leasing a horse can assist horse owners save money on some of the expenses associated with owning and maintaining a horse. The key to a successful horse lease is to make sure that all parties are informed of their respective rights and duties under the lease agreement before signing it.

The Leasing Contract is a legal document that specifies the terms and conditions of a lease.

Generally speaking, a contract is an agreement with specific terms between two or more people (or corporations) in which there is a promise to do something in exchange for a valuable benefit, known in the law as “consideration.” A contract can be written or oral, and it can be between two or more people (or corporations).

  • However, if a disagreement develops, establishing the existence and conditions of an oral contract is sometimes difficult to establish.
  • It is the “lessor” who is referring to the person who is leasing the horse (in most cases, this is the horse’s owner).
  • Due to the fact that there is no “technical” term for the various types of leases, it is possible that other names for these leases will be used.
  • This is the situation that is most similar to that of horse ownership.
  • Additionally to covering all of the horse’s expenses, the lessor may require the payment of a lease fee as well.
  • Using the above example, if the lease fee is calculated at 25 percent of the horse’s value and the horse is worth $10,000, the annual lease fee will be $2,500.
  • Image courtesy of Canstock/Cretien If the lessee and the lessor agree to a half-lease, the expenses are split equally between them in exchange for the lessee’s right to care for and ride the horse for half of the time.
  • Pre-Lease Prior to leasing a horse, the lessee may wish to have the animal examined by a veterinarian.
  • This could be important if the horse becomes lame or dies during the lease period, and the lessor claims that the lessee’s improper use of the horse is to blame for the horse’s demise.

This could create difficulties for the lessee if they are unable to demonstrate that the lameness or death was caused by an unrelated or pre-existing medical condition.

  • It is recommended that a good lease contract include the following information: The legal owner of the horse, as well as the name of the lessor (if they are not the same person)
  • What is the name of the lessee? a detailed description of the horse, including its registered name, registration number, gender, breed, height, color, age, and markings
  • And a photograph of the horse. The day on which the lease will begin
  • The expiration date of the lease
  • If the following expenses are to be shared, a term stating who is responsible for payment of the expenses (or, if the expenses are to be shared, the respective percentages payable by the lessor and lessee) and a term specifying to whom these payments are to be made (for example, if shared, does the lessee pay the lessor directly for their portion of the bill or does the lessee pay their portion of the bill directly): In addition to lodging and food (if not included in the board), instruction expenses, and horse show fees are also incurred. Whether or whether the lease can be canceled prior to the expiration date, and if so, under what conditions
  • Whether or if the lease can be extended
  • The names of the individuals who are permitted to ride the horse (if they are anybody other than the lessee)
  • Whether the lessee is required to attend lessons from a certain instructor or if they are free to pick their own tutor
  • In addition, whether or not there are any restrictions on the types of activities that can be performed with the horse (for example, if the lessee is not permitted to jump the horse higher than a certain height)
  • Whether or not the lessee is permitted to take the horse off the property for trail rides
  • The lessor may choose to insert a provision stating that the lessee uses the horse at their own risk and that the lessor is not liable for any loss or damage suffered by the lessee as a result of any activity linked with the usage of the horse
  • And In addition, there may be a number of additional considerations, such as who selects the horse’s farrier schedule, food requirements, training requirements, and even minor details like as mane pulling, trimming, and foot polishing, among others. Disagreements about these seemingly insignificant details can frequently result in the most frustration and animosity between the parties to a lease. If there are extra terms to be added in the lease, the parties to the lease should meet and discuss any specific issues they have.

All parties should be clear on their respective rights and duties under the lease, including the names of the individuals who are permitted to ride the horse, the number of times the horse may be ridden, and whether or not the horse may be displayed on the property. Photo courtesy of Canstock/Pictures It has been highlighted that the parties may also choose to include language in the lease addressing what would happen if the horse becomes lame or worse, dies during the length of their agreement.

  1. What happens, on the other hand, if the horse becomes lame through the fault of the lessee?
  2. All of these are problems that the parties should consider in advance of finalizing the lease agreement and signing it.
  3. If lessees have any questions or concerns about the terms of the lease, they should ask and seek clarification from the landlord.
  4. Even though the lessor has not stipulated that the lessee must have horse insurance as a condition of the lease, it may be in the lessee’s best interests to obtain such insurance.
  5. A horse’s value is especially essential if the lessee does not have the financial means to acquire an appropriate replacement horse for the lessor.
  6. Everyone should be able to concentrate on the horse and reap the benefits of the lease after this has been done.
  7. Please do not act on the material supplied without first getting specialized legal counsel on their particular circumstances and the applicable law in their province of residence.

How Much Does It Cost To Lease A Horse

Everything you need to know about leasing a horse — Do you have a passion for horses but are unable to afford to acquire one of your own? It’s possible that you’ve always desired a horse but don’t want to take on the whole burden of being a horse owner. If either of these describe you, then leasing a horse would be a fantastic choice to consider. Many trainers and horse owners recommend leasing a horse for a number of reasons, but with hectic schedules and high living expenses, it may seem as if your horse’s goals will never come true for whatever reason.

Learning about the notion of horse leasing and how much it costs to lease a horse may encourage you to follow your horse-loving heart.

What Does It Mean to Lease a Horse?

Leasing a horse allows you to participate in a significant amount of equestrian activity without incurring all of the associated financial burdens. An agreement between the horse owner and rider that is akin to a formal leasing agreement is in place in this situation. You and the horse owner will sign a lease agreement outlining the terms and circumstances of the lease, as well as the dates on which he will be considered “your horse.” The obligation for riding and taking care of him falls onto your shoulders on such days.

  • Except on the days she has been assigned, the owner does not ride or care for the horse.
  • Pet Each horse owner will have his or her unique set of expectations, but the beauty of leasing is that the two sides may work together to come up with a solution that is beneficial to both parties.
  • In the event that you have a trainer, she may provide you with advice on how to lease a horse and how to locate one that is appropriate for your needs.
  • Read more aboutQuestions to Ask When Leasing a Horse in our Knowledge Base.

The Benefits of Leasing a Horse

The decision to lease a horse is a significant one, but the advantages greatly outweigh the drawbacks. The following are four of the most compelling arguments in favor of leasing a horse:

It’s more affordable

It is well known that owning a horse is quite expensive. Leasing, on the other hand, is a lot more economical method to develop a deeper equestrian relationship while also sharing the financial burden with another person. The cost will vary from horse to horse and depending on the terms of the lease option contract.

You get experience before deciding to buy

When you lease a horse, you will have an understanding of the financial and time commitments that come with horse ownership. This is one of the primary reasons why trainers frequently recommend to their customers that they lease a horse before purchasing a horse of their own. You might find that owning a horse takes up too much time and responsibility, but leasing a horse for a quarter or half of the time works very well for most people.

It improves your skill and relationship with the horse

The financial and time commitments associated with horse ownership will be revealed to you when you lease a stallion or mare. This is one of the primary reasons why trainers frequently recommend to their customers that they lease a horse before purchasing a horse for their own use first. You may discover that owning a horse requires too much time and commitment, but leasing a horse for a quarter or half of the time is ideal.

It can be temporary

A temporary scenario might be quite advantageous for individuals who intend to progress through the levels or switch riding disciplines in the future. In the event that you are leasing a horse that is intended for dressage beginners but find that you are ready for a more advanced horse, you can upgrade to one that is more suited to your growing abilities.

“With a leased mount, a rider may simply move up to another horse without having to sell the one she’s been riding,” writes Linda Allen of Practical Horseman Magazine. Check out these top-rated horse grooming kits that we have selected.

Cost to lease a horse: What are your options?

When you lease a horse, you are creating a legal agreement between you and the horse owner that has particular terms and circumstances for the horse’s care and obligations as well as your responsibilities. In legalese, the “lessor” is the person who owns the horse, and the “lessee” is the person who leases the horse from the owner. The leasing alternatives are aligned with the expenses and might differ from the agreements that you and the lessor have reached with respect to the lease. The following are two of the most popular leasing options:

What does it mean to full-lease a horse?

This option is similar to owning a horse in that you would be responsible for 50 percent to 100 percent of the horse’s expenses, which would include boarding fees, veterinary and farrier bills, and feed, etc. Full leases often include a lease cost of roughly 25 percent to 30 percent of the horse’s yearly worth, with the amount varying depending on the circumstances. This option is offered in return for the ability to spend as much time with the horse as you like. When it comes to a whole horse lease, there are two choices to consider: 1st Option: The individual who leases the horse is solely liable for all of the animal’s expenditures (board, feed, veterinary, farrier, etc).

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Generally, full leases do not place restrictions on riding days, hours, or horse-related activities such as attending a horse show.

2nd option: The individual who is leasing the horse is responsible for making a monthly lease payment to the horse’s owner.

In the case that extra, unexpected, or emergency expenditures arise that are not included in the monthly leasing charge, the parties will negotiate who will be responsible for covering such expenses and who will not.

What does it mean to share or half lease a horse?

This is the most popular and cost-effective method of obtaining information. A half-lease is defined as follows: “In exchange for the lessee’s right to care for and ride the horse 50 percent of the time,” says litigation lawyer Karen Weslowski of Horse Journals. At this stage, you will only be responsible for around half of the horse’s expenditures or a fixed charge. When one or more persons want to lease the same horse, a partial or half lease is sometimes employed. Each rider has a set number of riding days per week.

Due to the fact that every barn and owner is different, it would be difficult to calculate the precise costs of leasing a horse in advance.

However, it is advisable to enquire about availabilities while keeping in mind your primary equestrian interests as well as the numerous possibilities that are now accessible to you.


  • Decide on the kind of lease and the duration of the contract
  • Month-to-month, six-month, or annual
  • Indicate who will be responsible for routine/emergency veterinarian care, farrier services, board, and any other expenditures that arise. Specify how and when expenditures will be reimbursed, as well as who will be reimbursed. To conclude, be certain that both parties understand whether a lease has the potential to become a “lease option to purchase.”

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In an article on Equusite.com, Cheryl Sutor writes, “Leasing allows you to experience the joys and obligations of horse ownership without having to own a horse and without having to deal with certain liabilities.” I believe we’ve learned that leasing a horse rather than purchasing one has a number of advantages, and that the cost of leasing a horse varies from barn to barn and owner to owner in this lesson.

Having the knowledge that you have alternatives will make the process go more smoothly.


Many reasons exist for leasing a horse, and both the animal’s owner and the person leasing the horse stand to gain from the arrangement. It allows a potential horse owner to have a taste of what it is like to own a horse without incurring the expense of purchasing one. – Leasing provides a potential horse owner with the opportunity to determine whether or not they are truly able to afford the long-term financial commitment, the responsibilities, and the time commitment required to properly care for and train a horse.

– Parents may determine whether or not their child’s interest in horses continues without having to make the financial commitment of acquiring a horse.

What Do You Need to Lease a Horse?

First and foremost, when leasing a horse, you must choose what form of lease you are searching for. Once you’ve made your decision, look for horses that meet your requirements and are now available for lease. Make appointments to ride the horses you are interested in. When you have found a horse that is appropriate for your riding ability as well as for your planned usage, you can begin the process of finalizing the leasing contract with the owner. As soon as you are presented with the lease, carefully study it and make any necessary revisions if anything is unclear or if you and the landlord have agreed to amend the terms.

A copy of the final lease contract should be retained by each party for their records.

– Every six months to a year, have the lease conditions reviewed.

What Is a Horse Feed Lease?

Feed leases are becoming increasingly rare these days. A feed lease will be quite similar to a complete lease in terms of terms and conditions. The individual who leases the horse is liable for any and all expenditures associated with the horse. The horse would remain on the horse owner’s land or on the property of the person leasing the horse, thereby removing the need for boarding expenses.

However, the horse owner or the person leasing the horse would be responsible for the horse’s feed and water. The lease does not qualify as a feed lease if the horse is boarded if the lessor of the horse is required to pay for the horse to remain in a boarding facility.

What Is a Horse Care Lease?

Nowadays, a horse care lease is not utilized nearly as frequently as it was in the past. As many people began to refer to it as a “free horse lease,” the term “horse care lease” began to become archaic. The horse care lease allows the horse owner to retain ownership and management of the animal, but the person leasing the horse is liable for all additional costs associated with caring for the horse. Month-to-month lease payments are not sent to the owner, and practically all horse care choices are determined by the smaller of the two evils, unless a different arrangement has been reached between the parties in the event of an emergency or life-or-death crisis.

Should You Buy or Lease a Horse?

You may have contemplated getting a horse if you have a youngster who has recently expressed an interest in horseback riding or if you have been bitten by the horse-riding bug yourself. There is an alternative, though, and that is to lease a horse, just as you may lease a car rather than purchase one.

Here’s a look at the advantages and disadvantages of buying versus leasing, so you can decide which route is best for you…

One of the most significant benefits of having your own horse is that you can do with it whatever you want for as long as you want. Training, displaying, and breeding are all permitted without limitation. Additionally, you may use the horse to create revenue by leasing it out or by offering riding lessons to others. Another significant advantage of owning a young horse is that you will not be inheriting the faults of previous riders. You have complete control over how you train the horse and can avoid establishing excessive fears or undesired behaviors.


The apparent disadvantage of having a horse is the financial outlay. Additionally, you must pay for veterinarian services, farriery services, dental services, feed and stalling as well as stalling and other related expenses. It is possible that you may have to pay for a pre-purchase checkup that includes lab work and imaging, as well as transportation from a former owner or breeder, before you can acquire the horse. Having the same power to control the training of a younger or “green broke” horse (such as a Thoroughbred off the racetrack) means you will have to put in more effort or hire a professional to do so on your behalf.

Leasing a Horse

The cost of leasing a horse is almost always less expensive than the cost of purchasing one. It’s a relatively low-cost alternative to purchasing a horse directly and relying on a revolving carousel of school horses at the stables for transportation. You have the consistency of riding one horse without having to spend a lot of money. When you lease, you are not need to own stables or land, which is another advantage. People who live on tiny plots of land or in apartments will find it an appealing choice as a result of these characteristics.

As a result, this option is preferable for youngsters who may or may not continue to ride, children who are fast developing, and riders who may be moving house in the near future, among other things.

Leasing typically enables riders of all skill levels to obtain a higher-quality horse than they would otherwise be able to obtain by purchasing.

This is an excellent alternative for those who want to experiment with different horse breeds, sizes, and temperaments. Furthermore, it is an excellent opportunity to see whether you or your child has the time and attention necessary before making a purchase.


For many people, developing a long-term relationship with an animal is one of the most rewarding experiences they will ever have. We adore these creatures, and many of their owners appreciate the opportunity to form a lifelong bond with them. Ponies may become a member of the family, and many horse owners are willing to take on additional responsibilities such as monitoring their horses’ health and well being. Previous disadvantages include the fact that the older the horse and the greater the number of riders it has seen, the more probable it is that you may witness other riders’ mistakes or even abusive behavior.

Leasing a horse is not a financial investment in the same way that renting a house is not.

Once the property is no longer in your possession, the money you spent on the lease and upkeep is forfeited.

What to Include in a Horse Lease Contract

When you lease a horse, you should be sure to obtain everything in written and signed by a legal representative. You should seriously consider having a qualified equine law practitioner review the contract to ensure that your interests are adequately safeguarded. Horse lease arrangements can be classified into three categories:

  • The term “full lease” refers to the fact that you have complete control over the horse’s time and are normally responsible for covering the majority of the horse’s expenditures (details are negotiable). In a half-lease or partial-lease arrangement, you share the lease with someone else or have access to the horse for a portion of the time, often without incurring as much financial obligation. Free lease: you receive the horse as a full lease for no charge, but you are responsible for all of the horse’s expenses or are required to offer something in exchange, such as training.

You should talk about how long the lease will be for. For beginner riders, children, riders who are progressing in their ability level and riders who are unsure of what breed or discipline they would like to train with long term, a month-to-month lease is ideal. The use of a seasonal lease is preferable if you plan to display the horse or if the weather prevents you from riding for part of the year. A year-long lease, on the other hand, ensures that you have more time to get to know and love the same horse over the course of the year.

  • Who is responsible for the costs of stalls, feed, veterinary care, farriery, dentistry, training, gear, equipment, and other related charges
  • Who will be responsible for the horse’s insurance coverage
  • Payment arrangements and costs (usually 25 to 30 percent of the horse’s worth every year, but this is sometimes negotiable)
  • Maintenance and care of the horse
  • And transportation. Training, travel, displaying, stalling, and care are all subject to restrictions and criteria. The option to renew or purchase a subscription
  • Renter’s rights to terminate the lease under certain conditions

Consider include a veterinarian examination in the process, depending on your relationship with the horse’s owner and how well you know him or her. The lease should be examined in a manner similar to that of a thorough pre-purchase examination the more expensive the lease.

Where to Find Horses to Lease

If you determine that leasing is the best option for you or your family, you’ll have a plethora of options to choose from, including:

  • Your stables or trainer
  • Other nearby stables
  • Other local stables near you equestrian magazines
  • Online forums and social media
  • Local feed and tack stores
  • Riding groups
  • Horse exhibitions

Investigate the owner’s reputation to the fullest extent. A little research and a little luck will lead you to a horse that fulfills your requirements and you’ll be well on your way to forming a new partnership! If you are a horse enthusiast, check out the FEI’s Instagram feed right now! Patricia Salem wrote the words.

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